Sometimes, finances can be a real strain on a college student. The trick is of course to budget well. But what about those less fortunate students who simply don’t have any money with which to budget? There are loans. But you have to be careful…very careful. You want to take out a legal loan with good terms and this requires significant research. Try to look at the loans that are most popular with students like yourself; check out the reputation of the companies first. Also make sure you can speak to other students who have used this loan company in the past – word of mouth is probably the best PR. In addition, have a lawyer friend look over the terms and conditions before you sign anything. You should definitely research getting the best deal before signing anything.